Finance

Your new and used automotive financing experts.

It's common for car buyers to focus all of their efforts on finding the perfect vehicle and then only consider financing at the end. While selecting the right vehicle is important, not enough people take the time to figure out how to optimally pay for it. Working out your budget and financing options will help guide you toward a smarter deal. Let Allen Turner Chevrolet find you the best Chevy model you could ever want at unbeatable financing rates.

Things to Do Before Applying for Chevy Financing

If you want the best auto financing options in Crestview, let us help you get into the Chevy of your dreams. Below are some of our tips for getting the most out of our finance center's resources.

Research Before Visiting

It's wise to visit a dealership with an idea of how much of a deposit you can put down for your Chevy car loan and how much of a monthly payment you can afford. It's also a good idea to do some research on available auto loans so you know your eligibility and won't get surprised.

Monitor Your Credit

Knowing your credit score and what's on your credit report can assist you in obtaining the best possible financing deal. New car financing and cashback deals are typically only available to buyers with excellent credit, so if you want to get the best deal, take the time to correct any errors or flaws in your credit report.

Shop Around

Instead of going into a dealership unprepared, do some research on the cars you're interested in. For instance, you could look for the best cars for families or the best used cars under $10,000.

Compare Costs

Once you have a pretty clear idea of the make, model, and year you want, take a look at multiple dealers to help with negotiating the price. You should also look for rebate offers on dealer websites.

Test Drive

Once you're close to buying a vehicle, it's a good idea to take it for a test drive to ensure that everything is in working order. Apart from catching any quality issues, test drives help you figure out if every little detail matches up with your taste, from ride height to seat adjustment options. If you're stuck between two Chevy vehicles, 10 minutes behind the wheel can teach you more than hours of research.

Know All Your Seller's Policies

Take the time to learn about the warranty and return policies for any new or used car. Is it possible to extend the warranty? Even if you don't have to use these extra protections, they can help you weed out less capable dealerships and make a more confident decision.

Be Willing to Negotiate or Walk Away

Buyers always have the power to say no and keep looking. The biggest thing any car buyer can do to compromise that power is get impatient and choose the first decent-looking offer on the table. Some people are afraid to say no or ask for something better, whether for fear of losing the time they have already invested or nervousness. There's nothing to be nervous about, and investing more time to shop will save you the most money possible.

Remember that your ultimate goal is to get a great deal on a great car. Give yourself enough time and forethought to research the right kind of vehicle, the right financing, and the best dealer to do business with in Crestview.

Get the Best Auto Financing in Crestview

Most people probably think a Chevy finance center's main job is to find better deals for people with no credit or bad credit, but that is only one segment of our team's diverse experience. For example, part of our duty is to help drivers with average to good credit take full advantage of it. Some of the most common mistakes we steer our clients away from are:

- Any loan with a risk of you owing more than the car's value. This is known as having negative equity or going upside down on an auto loan.

- Getting too little warranty coverage in an attempt to save a bit more money. On the converse side, we also encourage Crestview drivers not to overextend on warranties. Base it on a realistic view of where and how you drive throughout the year.

- Choosing an overly long loan. While whittling down the monthly payment as much as possible might sound appealing, the reality is that with too small a payment, your loan has all the more time to accrue interest. Our team is very skilled at finding a healthy balance based on a few questions.

- Not getting the full value for your trade or using it effectively. You want full confidence that your old car is being traded in for all it's worth. You can then use that trade-in value toward a bigger down payment and save money in the long run.

Buying a new or pre-owned Chevy doesn't have to be financially stressful. Allen Turner Chevrolet is here to help folks around the Fort Walton Beach area find and affordably purchase their dream car, truck, or SUV.

Finance Your Chevy the Right Way

Simply affording your dream Chevy is one thing, but knowing you got the easiest financing possible makes it even better. We provide a variety of convenient online purchasing tools to help you get started from the comfort of your own home. Use one of our secure online forms, like our payment calculator. With that info at the ready, a member of our team can begin searching for a Chevrolet financing plan that meets your needs and budget. We'll take you through how different plans would work and help you with your credit concerns.

Once you've decided on a Chevy that's ideal for you, the next step is finding the best strategy to pay for it. Improving and finally settling on financing options can be stressful, but you aren't alone. Contact our professionals at the Allen Turner Chevrolet Finance Center. You can apply for financing, value your trade, and even shop for potentially better models from our convenient site.

Phone Numbers:Sales Hours:
  • Mon - Fri8:30 AM - 7:00 PM
  • Sat8:30 AM - 6:00 PM
  • SunClosed
Service Hours:
  • Mon - Sat7:30 AM - 5:30 PM
  • SunClosed
Parts Hours:
  • Mon - Sat7:30 AM - 5:30 PM
  • SunClosed
Concierge Hours:
  • Mon - Fri8:30 AM - 4:30 PM
  • Sat - SunClosed

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Main 850-409-8808 Sales 850-409-8808
4150 S Ferdon Blvd
Crestview, FL 32536
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Contact Us

Contact Us

Main 850-409-8808 Sales 850-409-8808
4150 S Ferdon Blvd
Crestview, FL 32536
Glovebox
Chat
Allen Turner Chevrolet 30.71676, -86.56977.